Listed With Coldwell Banker

Owner/Agent

Offered at $785,000

Welcome to this spacious 6-bedroom, 3-bath home in the desirable Cottages at Ranch Landing community in Heber City. Ideally located just minutes from Wasatch High School, shopping, restaurants, parks, and everyday conveniences, this thoughtfully designed home offers comfortable single-level living with the primary suite and essential living spaces on the main floor, wide hallways, and a functional open layout. With an oversized 3-car garage, abundant storage throughout, and flexible living spaces, there’s room for hobbies, guests, a home office, or recreation. Enjoy quick access to Deer Creek Reservoir, Jordanelle Reservoir, the Provo River, Soldier Hollow, Deer Valley East Village, Park City, and endless year-round outdoor recreation, making this home the perfect combination of space, convenience, and location in the heart of Heber Valley.

More Info Coming Soon. Call/Text 435-491-0313

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Listed with Coldwell Banker

Offered at: $375,000

Located at 1974 Elk Road in Coalville, Utah, this vacant land parcel offers a mountain setting with open space and natural surroundings in Summit County. The property provides an opportunity for future development or recreational use with access to nearby roads and regional amenities. Enjoy proximity to outdoor recreation areas, reservoirs, and trail systems throughout the Coalville and Echo area. Positioned with convenient access to I-80 for travel to Park City, the Wasatch Back, and Salt Lake City. A versatile land opportunity in a scenic Northern Utah location.

More Information: https://utahrealestate.com/2148785

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Listed with Coldwell Banker

Offered at: $300,000

Located at 1005 Oak Road in Tollgate Canyon near Coalville, Utah, this property is offered primarily for land value. Set along the edge of the ranch and accessed from Oak Road rather than Pine Meadow Drive, the property offers a peaceful mountain setting with added separation from the community’s main road. One of its standout features is the rare view of the Uinta Mountains, an uncommon vantage point within Tollgate Canyon. The property includes an existing 3-bedroom, 1-bath cabin that requires substantial renovation or replacement. Due to the condition of the structure, interior showings are not available. Conveniently located near I-80 with easy access to Kimball Junction, Park City, Deer Valley, and year-round outdoor recreation, this is an opportunity to create a custom mountain retreat or primary residence, subject to buyer verification of intended use and development requirements.

More Information: https://utahrealestate.com/2168410

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Listed with Coldwell Banker

Offered at: $800,000

Located in the gated Timber Lakes mountain community near Heber City, this 4-bedroom, 2.75-bathroom cabin-style home offers year-round access and a 2-car garage. Situated at 9449 Deer Creek Drive, the property combines mountain surroundings with convenient access to recreation throughout the Wasatch Back. Timber Lakes is known for its forested setting, wildlife sightings, and extensive network of mountain roads and trails. The home provides a comfortable base for enjoying all seasons with nearby boating, fishing, hiking, and winter recreation. Positioned just a short drive from Heber City amenities and Deer Creek Reservoir, this mountain property offers a scenic setting with access to outdoor activities across the region. Square footage figures are provided as a courtesy estimate only and were obtained from appraisal . Buyer is advised to obtain an independent measurement. Nearby Amenity List: Timber Lakes Gate Access (≈ 1 mi), Deer Creek Reservoir (≈ 8 mi), Heber City Main Street shopping & dining (≈ 12 mi), Jordanelle State Park (≈ 16 mi), Park City Main Street (≈ 23 mi) Deer Valley Resort (≈ 18 mi), Wasatch Mountain State Park (≈ 14 mi)

More Information: https://utahrealestate.com/2143394

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Listed with Coldwell Banker

Offered at: $775,000

Offered at: Located in the gated Timber Lakes community near Heber City, this updated cabin-style home is designed for practical year-round mountain living with convenient seasonal functionality. Set on 1.01 wooded acres, the property includes a detached oversized two-car garage with upper-level flex/storage space plus an additional workshop area at the rear of the garage, ideal for tools, outdoor equipment, hobby space, or recreation gear storage. The home features forced air heat, a chef’s kitchen with high-end appliances, covered decks, mature trees, mountain views, wired ethernet, and a wood-burning heat source. Interior utility routing through the center of the home supports winter usability, along with an accessible drain and shutoff setup for simplified seasonal management. Conveniently located near trails, Heber Valley, Deer Creek Reservoir, Jordanelle, and Deer Valley East Village. Nearby Amenity List: Timber Lakes gated entrance (≈ 1 mile), Heber City, Main Street shopping and dining (≈ 12 miles), Deer Creek Reservoir (≈ 10 miles), Jordanelle State Park (≈ 15 miles), Deer Valley East Village / Mayflower base area (≈ 19 miles), Park City Main Street (≈ 23 miles), Wasatch Mountain State Park (≈ 14 miles). Square footage figures are provided as a courtesy estimate only and were obtained from independent measurement.

More Information can be found here: https://www.homeatanywhere.com/11127-E-Maple-Road-Heber-City-UT-84032/index.html

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If you can…sometimes the right choice is getting into something so you do say “I wish I would have” 5 years from now.  Let’s connect you with a lender and get you approved!

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As 2025 comes to a close I want to personally thank every Utah home buyer seller investor and referral partner who trusted me this year. The real estate market moved more slowly than many expected with higher interest rates and lower transaction volume across Utah but I am grateful for every conversation showing and closing.

Even in a slower market homes continued to sell across Salt Lake County Summit County and Wasatch County. Demand for homes in Park City, Heber City, Midway and surrounding Utah communities remained steady especially for well priced and well presented properties.

Looking ahead to 2026 the Utah real estate market outlook is encouraging. Industry forecasts point to improved balance as housing inventory increases across the state and buyers gain more options. Mortgage rate projections show gradual easing which should improve affordability and buyer confidence. Home prices in Utah are expected to remain stable with moderate appreciation rather than dramatic swings creating opportunities for both buyers and sellers to move strategically.

Utah continues to benefit from strong job growth population movement and long term demand making it one of the most resilient housing markets in the country. While challenges remain I am optimistic about the year ahead and excited to help clients navigate the next phase of the Utah housing market with clarity and confidence.

Thank you for your continued support referrals and trust. If buying selling or investing in Utah real estate is part of your plan for 2026 I would love to help.

For more information on available properties in Heber City and Park City, and to explore how the 2034 Olympics can impact your real estate investment, Call MeriAnn Boxall with Coldwell Banker at (435) 491-0313 to look for your future home!  Click “here” to search properties and “here” to estimate your home value.

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Wasatch & Summit County Market Update — December 2025

Steady Today, Strong Tomorrow

As we close out 2025, both the Wasatch and Summit County real estate markets are showing something we haven’t seen consistently for a few years: stability. And for homeowners, sellers, and hopeful buyers—that’s great news heading into 2026.

Local Market Snapshot

Summit County

According to this week’s report:

• Median list price: $2,499,500
• Market Action Index: 34  holding steady, signaling a slight seller’s advantage
• Inventory: 452 homes, down from earlier fall levels
• Average Days on Market: 135

Summit County continues to behave like a high-demand mountain luxury market: stable pricing, consistent buyer activity, and moderate-but-steady inventory levels.

Wasatch County

This week’s data shows:

• Median list price: $1,387,450
• Market Action Index: also 34 a slight seller’s advantage
• Inventory: 328 homes, with average days on market at 157
• Notably: 41% of listings saw price reductions, which is giving buyers more negotiation room than we’ve seen in previous years.

Across both counties, the 34 MAI score indicates a balanced-to-leaning-seller market—steady, predictable, and healthier than the whiplash markets of 2021–2023.

Mortgage Application Momentum

Nationally, multiple mortgage industry trackers: MBA, HousingWire, and Freddie Mac, have reported meaningful increases in mortgage applications compared to last year. This is driven by:

• Slightly lower rates entering the 6’s
• Pent-up demand from buyers who delayed moves in early 2024–2025
• Increased consumer confidence around long-term pricing stability

Economists are now forecasting a stronger 2026, with the expectation that home prices will remain stable, not spiking or dipping significantly. This stability is something buyers have been waiting for.

What This Means for You

For Sellers:

• Pricing is steady and supported by real demand.
• Inventory remains moderate, which limits competition.
• Well-prepared homes are still selling quickly, especially in Heber, Midway, Park City limits, and Jordanelle-adjacent communities.

For Buyers:

• More price reductions in Wasatch County are creating opportunities.
• Increasing mortgage applications signal more buyers entering the market soon—acting early in 2026 could be advantageous.
• You can still secure favorable terms before competition heats back up.

Looking Ahead to 2026

Here’s what I expect locally in Wasatch & Summit Counties:

• Steady prices as demand remains strong for mountain communities, especially for second homes, relocation buyers, and investors.
• Growing interest in Jordanelle, Mayflower, and Hideout as construction progresses and new infrastructure comes online.
• More buyer activity fueled by falling rates and improving affordability.
• Continued strength in luxury inventory, particularly in Park City areas with easy ski access and strong rental potential.

2026 is shaping up to be one of our healthiest, most balanced years in recent memory.

How I Can Help

If you’re considering buying, selling, or investing in Heber City, Midway, Park City, or anywhere across Wasatch & Summit County, I’d love to help you make an informed decision.

Whether you want to run the numbers, compare neighborhoods, or time the market just right—I’ve got the tools (and the data) to guide you confidently.

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OFF MARKET

Located at 9547 N Canyon Road in Cedar Hills, this 3,338 sq ft home offers 5 bedrooms and 2 bathrooms on a spacious corner lot with a large detached 2-car garage. This property presents a unique fixer-upper opportunity with several projects awaiting completion-ideal for buyers seeking space to customize and add value. Enjoy mountain access and proximity to local parks, schools, and outdoor recreation areas throughout northern Utah County. Bring your vision and make this property your next project in a highly desirable location near American Fork Canyon and Canyon Road corridor amenities. Nearby Amenity List • American Fork Canyon (1.2 mi) • Cedar Hills Golf Club (1.5 mi) • Mesquite Park (0.8 mi) • American Fork Shopping District (3.5 mi) • Utah Lake State Park (8.0 mi) Square footage figures are provided as a courtesy estimate only and were obtained from county records . Buyer is advised to obtain an independent measurement.

more information at www.utahrealestate.com/2199465

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There’s growing discussion in the real estate world about the potential introduction of the 50-year mortgage, and like most new ideas in housing finance, opinions are divided.

Let’s look at both sides.

The Case Against the 50-Year Mortgage

On paper, extending a loan to 50 years sounds like it could ease affordability challenges,  lowering monthly payments and helping more buyers qualify.

But when you run the numbers, the savings are smaller than expected.

Take a $500,000 mortgage as an example:

• A 30-year fixed loan might cost around $3,000 per month (principal and interest).
• A 50-year mortgage could lower that to about $2,700 per month, a $300 monthly difference.

While that short-term relief may help some buyers qualify, it comes with a long-term cost, two extra decades of interest. Over the life of the loan, that could add up to hundreds of thousands of dollars in additional payments.

Another concern is the broader market effect. If longer terms make it easier for more buyers to qualify, demand increases, which could push home prices higher again. Ironically, what begins as an attempt to make housing more affordable could end up reducing affordability across the board.

The Other Side of the Argument

Here’s the opposing view: for some buyers, the 50-year mortgage might be less about paying for half a century and more about getting into the market now.

In Utah’s Wasatch and Summit County markets, rents continue to rise, and rent is, essentially, 100% interest. A fixed mortgage, even with a longer term, locks in your payment and allows you to start building equity.

The key idea behind the 50-year loan isn’t necessarily to carry it for 50 years. Instead, it’s to start with a lower payment and pay extra when you can, effectively shortening the loan while maintaining flexibility.

For buyers who are tired of watching home prices outpace their savings, this could be a strategy to enter homeownership and begin building long-term financial stability.

The Bottom Line

Whether the 50-year mortgage is a good idea depends on your financial goals:

• If your priority is to minimize interest paid, shorter terms are still best.
• If your priority is to enter the market sooner, a longer term could provide the breathing room you need, as long as you use it wisely.

As with all real estate decisions, there’s no one-size-fits-all answer. The best plan is the one that fits your budget, your timeline, and your goals.

If you’d like to see how a 50-year mortgage could impact your buying power in Utah’s market, let’s talk. I’m happy to run the numbers and help you make sense of the options available today.

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