Clean House, Clear Mind — It’s Springtime! 

• Tackle small tasks like filters & gutters
• Let in the light — clean those windows! 
• Declutter room by room
• Style it up with pastels or candles
• Boost curb appeal with a quick tidy + fresh flowers

Little changes = big impact 

 What’s first on your to-do list?

#SpringCleaning #HomeRefresh #CleanHouseVibes #CurbAppealGoals #CBSocial

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Just Listed with Coldwell Banker

This stunning corner-unit townhome offers the perfect blend of comfort, style, and convenience on the outskirts of Park City. With easy access to world-class ski resorts—including Deer Valley, Park City Mountain, and Canyons—as well as Jordanelle State Park and endless mountain recreation, adventure is always within reach. Designed for effortless living, this home is being sold fully furnished, making it a true turnkey opportunity, especially with short-term rentals allowed in the community. Upgraded finishes throughout and expansive windows invite an abundance of natural light, creating a warm and welcoming atmosphere. Don’t miss your chance to own this exceptional mountain retreat! Square footage is provided as a courtesy estimate from county records; buyers are advised to obtain an independent measurement.

MLS: 2067472 For more information click the link below.

https://www.homeatanywhere.com/13631-N-Super-G…/index.html

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Utah Real Estate Market Recap: 2024 – The Year of Twists and Turns!

Whew! 2024 was a wild ride for Utah’s housing market. We saw ups, downs, and everything in between. Whether you were buying, selling, or just daydreaming about that perfect mountain-view home, there was plenty to talk about. So, let’s break it all down!

Home Prices: Still Climbing, But No Rocket Launch

Home prices in Utah did what they do best—went up! But don’t worry, it wasn’t a meteoric rise. The average home value in Utah hit around $517,500, up 1.8% from last year. Some of the hottest spots? Salt Lake City, Park City, and St. George, where buyers were still duking it out over dream homes.

Mortgage Rates: The Rollercoaster We Didn’t Ask For

Interest rates were a huge talking point this year. Early on, we saw them peak around 7%, making buyers hit pause. But by the latter half of the year, they started dipping, and suddenly, buyers were back in action! First-time buyers and those looking to upgrade found creative ways to snag better deals with rate buydowns and adjustable-rate mortgages.

Housing Inventory: More Choices, Less Panic

If you were house hunting in 2023, you probably remember the sheer lack of homes available. Well, 2024 brought some relief! More homes hit the market, especially new builds focusing on townhomes and smaller single-family houses. Active listings increased, giving buyers more breathing room and reducing the frenzy we saw in previous years. In places like Summit and Wasatch counties, the luxury market stayed competitive, but overall, buyers finally had more options.

Buyers & Sellers: Who Had the Upper Hand?

This year, we saw a shift towards a more balanced market. Sellers who got a little too ambitious with pricing saw their homes sit longer, while buyers became pickier. Energy efficiency, smart home features, and flexible spaces for working from home were high on everyone’s wish list. If a home checked those boxes and was priced right? Boom—multiple offers still happened!

What’s Coming in 2025?

So, what’s next? Experts predict more stabilization (finally!). Interest rates might keep trending down, which means more buyers could jump back in. With home prices expected to appreciate steadily but not skyrocket, it could be a great time to make a move. We’re also hoping for even more inventory to hit the market, making things a little less cutthroat.

Thinking about buying or selling in 2025? Let’s chat—I’d love to help you strategize for the year ahead!

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2025 is going to be a great year! If you are interested in what the experts are saying: watch the video below.

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Escape to your own 20-acre recreational paradise! Nestled at 9,000 feet in elevation, this property boasts cool summers, abundant winter snow, and stunning panoramic views. Large pine trees and quaking aspens adds to the natural beauty, making it the perfect summer retreat from the city, just under 1.5 hours from Utah County. Surrounded by thousands of acres of public land, this serene getaway offers endless opportunities to explore, relax, and reconnect with nature-don’t miss your chance to own this slice of heaven!

Listed with Coldwell Banker

$45,000

www.utahrealestate.com/2060197

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As we navigate the real estate landscape of 2025, potential homebuyers face a pivotal decision: to purchase now or wait for mortgage interest rates to decline. While the prospect of lower rates may seem appealing, several factors suggest that acting sooner rather than later could be a more advantageous strategy.

Current Mortgage Rate Trends

As of January 2025, the average interest rate for a 30-year fixed-rate mortgage in the U.S. has risen to 7.09%, the highest since May 2024. (Reuters) This marks the fifth consecutive weekly increase, creating further challenges for potential homebuyers amid high house prices and limited supply. As Lyndee Paulus with Fairway L3 mortgage said, “Interest rates are where they are, until they are not.”

Economic Indicators and Housing Market Dynamics

Despite the Federal Reserve’s recent series of cuts to its federal funds rate, mortgage rates have been headed in the opposite direction. Long-term mortgages tend to track the yield on the 10-year Treasury note, which has been on its own upward trend after hitting 3.65% in September. As of January 2025, that rate stood at just over 4.7%.

The Cost of Waiting

Waiting for mortgage rates to drop significantly may not yield the desired savings. Even if rates decrease slightly, home prices are expected to continue rising, albeit at a slower pace. On average, experts predict a 2.6% increase in home prices nationally in 2025. (Home Trust) This means that delaying a home purchase could result in paying more for the same property in the future.

Advantages of Buying Now

1. Building Equity Sooner: Purchasing a home now allows you to start building equity immediately, which can contribute to your long-term financial stability.
2. Potential for Refinancing: If interest rates decline in the future, homeowners have the option to refinance their mortgages to secure lower rates, thereby reducing monthly payments.
3. Avoiding Increased Competition: As more buyers enter the market in anticipation of lower rates, competition for homes may intensify, potentially driving up prices and reducing the inventory of available properties.

Conclusion

While it’s natural to hope for more favorable mortgage rates, the current economic indicators and housing market dynamics suggest that waiting may not be the most prudent choice. By purchasing a home now, you can take advantage of current market conditions, begin building equity, and position yourself to benefit from potential future refinancing opportunities. Consulting with a knowledgeable real estate professional can provide personalized guidance tailored to your unique circumstances, helping you make an informed decision in today’s market.

Here are the sources in a clean, copy-and-paste format:

1. Mortgage Rate Forecast for 2025 – US News
2. Mortgage Interest Rates Rising in 2025 – Deseret News
3. US 30-Year Mortgage Rate Tops 7% – Reuters

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For those of you that really know me, you know that I love to read. I get asked all of the time for recommendations so I am jumping in. You can find more information over at https:/www.authormabox.com. Each month I will share a new book that I have read and loved and hope you will join along in reading and discussion.

Our first book for January 2025 is the Wedding People by Alison Espcach. This is a beautiful story about people, life, and unrealistic expectations. It shows us that sometimes things happen in life just the way they are supposed to and we can never know the ripple that our choices will make in the lives of others. It’s about taking new first steps, being bold, and living the lives we dream of. So many times we get stuck in the past, holding on to things that never really served us, afraid to take the leap that might just make all the difference in the world.

As we close 2024, let us all remember that we don’t need to judge our lives against others. Our shit show may just be the shit show that brings joy to others. In 2025 I hope you step into your best life. I hope you know your value and fight for that life that you deserve.

I hope you enjoy the Wedding People and I look forward to hearing all about it.

Buy the book here by clicking below….of course using my link helps me too!

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Why Now is the Time to Buy: Interest Rates Unlikely to Drop Soon

As the holiday season approaches and we look forward to the new year, many Utah residents are considering significant purchases, such as homes or vehicles. A key factor influencing these decisions is the prevailing interest rates, which directly affect borrowing costs. Recent developments suggest that waiting for lower rates might not be advantageous.

Federal Reserve’s Recent Actions

On December 18, 2024, the Federal Reserve reduced its benchmark interest rate by 0.25%, bringing it to a range of 4.25% to 4.5%. However, the Fed also signaled a more cautious approach for 2025, projecting only two rate cuts instead of the previously anticipated four. This adjustment is primarily due to persistent inflation concerns and the potential economic impacts of President-elect Donald Trump’s proposed policies, including tariffs on major trading partners. -Associated Press

Implications for Borrowers

For potential buyers in Utah, this means that interest rates on loans—be it for homes, cars, or other significant purchases—are unlikely to decrease substantially in the near future. Here’s how this could affect you:

• Mortgage Rates: While mortgage rates don’t directly mirror the Fed’s benchmark rate, they are influenced by it. With the Fed indicating a slower pace of rate cuts, mortgage rates may experience only slight declines, if any. As of now, the average rate on a 30-year fixed mortgage stands at 6.6%, a decrease from the highs of 2023 but still elevated compared to the lows of 2021.
• Auto Loans: Auto loan rates have seen some reduction due to recent Fed cuts, making vehicle financing slightly more affordable. However, with the Fed’s revised projections, significant further declines are unlikely. -Associated Press
• Credit Card Debt: Individuals carrying credit card debt might see minimal reductions in their Annual Percentage Rates (APR). However, the impact will be modest, and it’s advisable to manage and pay down existing debt proactively. -Associated Press

Economic Outlook

The Federal Reserve’s cautious stance is influenced by several factors:

• Inflation: Despite previous rate cuts, inflation remains above the Fed’s target of 2%, currently standing at approximately 2.7%. This persistent inflation limits the Fed’s ability to reduce rates further without risking economic instability -New York Post
• Global Economic Conditions: The U.S. economy is performing well compared to global peers, but uncertainties, especially regarding trade policies and potential tariffs, add layers of complexity to economic forecasts. -Investopedia

Why Consider Buying Now?

Given the current economic indicators and the Federal Reserve’s projections, waiting for significantly lower interest rates may not be beneficial. Here are a few reasons to consider making your purchase now:

1. Stabilizing Rates: With the Fed signaling fewer rate cuts in 2025, current rates may be among the lowest we’ll see for some time.
2. Avoiding Potential Increases: Economic uncertainties could lead to market conditions where rates might even rise. Acting now secures financing at current rates, protecting you from potential future increases.
3. Seasonal Opportunities: The holiday season often brings promotions and discounts, especially in the housing and automotive markets. Combining these deals with current interest rates could result in substantial savings.

Conclusion

While it’s natural to hope for lower interest rates to ease the cost of significant purchases, current economic indicators and the Federal Reserve’s recent announcements suggest that substantial rate reductions are unlikely in the near future. For Utah residents considering buying a home, car, or making other financed purchases, now may be an opportune time to act, taking advantage of current rates and market conditions.

More Information and sources can be found here:

Recent Developments in Federal Reserve Interest Rate Policies

Associated Press

The Fed expects to cut rates more slowly in 2025. What that could mean for mortgages, debt and more

Today

New York Post

Fed slashes rates but signals slower pace of cuts in 2025 – Dow plunges more than 1,100 points

Today

Investopedia

Diving into the Dots: What the Fed’s Interest Rate Projections Mean

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The Magic of the Holidays in Summit and Wasatch Counties

As the temperatures drop and the snow begins to fall, Heber City, Midway, and Park City transform into a winter wonderland filled with festive spirit and endless activities for all! Whether you’re looking to embrace the outdoors, indulge in holiday treats, or shop for unique gifts, our mountain towns have something for everyone.

Heber City: A Cozy Holiday Retreat

Heber City is the perfect place to start your holiday season. Stroll through charming downtown shops decked out for the holidays, and don’t miss the Heber Valley Railroad’s North Pole Express. This family favorite brings the magic of Christmas to life with hot cocoa, caroling, and even a visit from Santa himself!

Midway: A Swiss-Inspired Winter Escape

Midway feels like a Hallmark movie this time of year! The Midway Ice Castles are a must-see, with breathtaking frozen sculptures, tunnels, and slides—perfect for kids and the young at heart. While you’re in town, warm up with a meal at one of the cozy restaurants or try your hand at cross-country skiing at the Soldier Hollow Nordic Center.

Park City: A Holiday Wonderland

Park City knows how to celebrate in style. The historic Main Street is adorned with twinkling lights, making it a dreamy destination for holiday shopping or dining. Don’t miss the Park City Electric Parade, where locals light up the streets with creative floats. For ski lovers, the slopes are open, and après-ski options are plentiful with festive cocktails and live music.

Your Winter Bucket List

• Take a horse-drawn sleigh ride in Midway
• Explore the holiday markets for handmade gifts
• Enjoy a cozy evening by the fire at a local lodge
• Watch the torchlight parade on Christmas Eve in Park City

Let’s make this holiday season magical together. Whether you’re a local or visiting for the festivities, the magic of Heber Valley and its surrounding areas is sure to leave you with memories to cherish.

Wishing you and yours a joyful holiday season!
-MeriAnn Boxall

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2034 Winter Olympics are Coming Back to Utah

With Salt Lake City recently awarded the 2034 Winter Olympics, there’s a renewed buzz around Utah’s real estate market, especially in nearby areas like Heber City and Park City. These two locations, already popular for their proximity to world-class ski resorts, outdoor recreation, and vibrant communities, are poised to see even more growth as the Olympics approach. Here’s why buying property in these areas now is a smart investment decision.

Image from University of Utah

1. Proven Olympic Legacy: Park City and Heber City Have Done It Before

Park City was a major hub during the 2002 Winter Olympics, hosting events such as alpine skiing, snowboarding, and more at venues like Deer Valley and Park City Mountain Resort. The area saw significant infrastructure improvements that laid the foundation for its status as one of the premier ski towns in the world. The 2034 Olympics will likely bring similar investments and upgrades, further enhancing property values and attracting even more buyers.

Heber City, just a short drive from Park City, benefits from the overflow of tourism and interest in the area. As a quieter, more affordable alternative to Park City, it is poised to see increased demand for housing as visitors and investors look for properties outside the Olympic epicenter. Heber City is also a host to the Nordic Ski events at Soldier Hollow.

2. Infrastructure Investments Drive Property Values

With the 2034 Olympics on the horizon, Utah will see considerable infrastructure improvements. Roads, public transportation, and amenities will be upgraded to handle the influx of visitors and athletes.

Investors can expect these upgrades to significantly increase property values over the coming decade as the region prepares for the Olympics. Buying real estate before these improvements are fully realized is an opportunity to capitalize on appreciation.

3. Increased Rental Demand: A Golden Opportunity for Investors

During the Olympics, rental properties are in high demand. In 2002, homeowners in Park City and surrounding areas capitalized on the influx of visitors by renting out their properties at premium rates. With both Heber City and Park City positioned as central hubs for the 2034 games, short-term rental demand will likely soar again, providing a lucrative opportunity for investors looking to generate income.

In addition to Olympic visitors, the overall appeal of these areas as year-round vacation destinations means that properties can continue to provide strong rental returns, well beyond the Olympics.

4. Sustainable Growth and Year-Round Appeal

While the Olympics bring a spike in interest, Heber City and Park City are already year-round destinations with strong real estate markets. Park City is home to world-renowned ski resorts, while Heber City offers quick access to year-round outdoor activities such as boating, hiking, fishing, and golfing.

This means that even beyond the Olympic games, these areas remain attractive for buyers and investors. Properties here enjoy consistent demand from tourists, second-home buyers, and those relocating to take advantage of the outdoor lifestyle.

5. Limited Supply and Rising Demand

As Park City and Heber City continue to grow in popularity, land and available properties are becoming more scarce. The Olympics will likely accelerate this trend as more people look to buy before prices rise even further. Investing now allows buyers to lock in current market prices before the inevitable increase in demand that accompanies the lead-up to the Olympics.

Conclusion: Buy Now to Benefit Later

The 2034 Winter Olympics will undoubtedly boost Utah’s already thriving real estate market, particularly in key areas like Park City and Heber City. By purchasing property now, buyers can take advantage of current prices and benefit from future infrastructure improvements, rental demand, and long-term appreciation.

Whether you’re looking for a primary residence, a vacation home, or an investment property, there’s never been a better time to buy in these vibrant, outdoor-centric communities. The Olympic legacy of 2002 set the stage for the region’s growth, and 2034 is poised to take it to the next level.

Image from Wikipedia

For more information on available properties in Heber City and Park City, and to explore how the 2034 Olympics can impact your real estate investment, Call MeriAnn Boxall with Coldwell Banker at (435) 491-0313 to look for your future home!  Click “here” to search properties and “here” to estimate your home value.

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